Terms of Service

Terms of Use, Refund Policy & Disclaimer

Terms of Use, Refund Policy & Disclaimer


Last Updated: January 1, 2023

Welcome to marthabowers.com. By accessing this website, purchasing products or services, or participating in any courses, coaching sessions, workshops, or programs offered through this website, you agree to the following Terms of Use, Refund Policy, and Disclaimer.

If you do not agree with these terms, please discontinue use of this website.


Intellectual Property & Content Use

All content provided on this website, including but not limited to:

• course materials
• videos and recordings
• written content
• graphics and images
• downloadable resources
• teaching methods, frameworks, and training materials

are the intellectual property of Martha Bowers unless otherwise stated.

These materials are provided for personal educational use only.

You may not:

• reproduce, distribute, or share course materials
• upload course content to websites or file-sharing platforms
• record or redistribute coaching sessions or trainings
• share login access to courses or programs
• use materials for commercial purposes without written permission

Unauthorized use, reproduction, or distribution of materials may result in termination of access without refund and possible legal action.


Protection Against Content Piracy

Purchasing or accessing any course, training, or program grants you limited personal access only.

Downloading, copying, recording, or redistributing course content on platforms such as YouTube, social media, torrent sites, or file-sharing services is strictly prohibited.

We actively monitor unauthorized distribution and reserve the right to pursue legal remedies for copyright infringement.


Account Responsibility

If you create an account to access digital products or courses, you are responsible for maintaining the confidentiality of your login information.

Accounts are intended for single-user access only unless otherwise specified.

Sharing login credentials may result in immediate termination of access to the account.


Educational Purpose

The content provided through this website, including courses, coaching, and educational materials, is intended for educational and informational purposes only.

No guarantees are made regarding personal, professional, or financial outcomes.

Results vary based on individual participation, effort, and circumstances.

You accept full responsibility for your actions and decisions.


Health & Wellness Disclaimer

Some information provided through this website may relate to holistic wellness, emotional well-being, Bach flower remedies, trauma resolution, and personal development.

This information is provided for educational purposes only.

Nothing on this website is intended to diagnose, treat, cure, or prevent any disease or medical condition.

Always consult a qualified healthcare professional regarding medical or psychological concerns.


Coaching Disclaimer

Coaching services offered through this website are designed to support individuals in gaining clarity, removing personal blocks, and achieving personal or professional goals.

Coaching is not therapy, medical treatment, legal advice, or financial advising.

Participation in coaching services is voluntary, and results cannot be guaranteed.


Community Conduct

Participants in courses, coaching sessions, group programs, or online communities agree to engage respectfully with others.

Harassment, abusive behavior, discrimination, or disruptive conduct may result in removal from the program without refund.


Refund Policy

Due to the digital nature of online courses, downloadable products, and educational materials, all sales are final.

Once access to a course, training, or digital product has been granted, refunds will not be issued.


Coaching Sessions & Coaching Programs

All coaching sessions, coaching packages, and coaching programs are non-refundable.

Purchasing coaching services reserves dedicated time and professional resources that cannot be offered to another client.

For this reason, all coaching purchases are final.


Missed Sessions

Coaching appointments require 48 hours of advance notice to reschedule.

Sessions missed without proper notice may be forfeited.


Unused Coaching Sessions

Unused coaching sessions may be:

held as a credit for future use, or
gifted to another individual of your choosing

Credits or gifted sessions must be used within a reasonable timeframe determined by Martha Bowers.


Payment Disputes & Chargebacks

By purchasing any product, course, or coaching service from this website, you agree to contact us directly to resolve any concerns before initiating a chargeback or payment dispute.

If a chargeback is initiated after receiving course materials or coaching services, we reserve the right to:

• provide evidence of purchase and participation to the payment processor
• suspend or terminate access to all services and programs
• refuse future services


Recording & Confidentiality

Coaching sessions or group trainings may occasionally be recorded for educational or training purposes.

Participants are prohibited from recording sessions without written permission.

While confidentiality is respected, participants are responsible for maintaining their own privacy when sharing personal information in group settings.


Affiliate Disclosure

Some links on this website may be affiliate links. This means we may receive a small commission if you purchase through these links, at no additional cost to you.

We only recommend products or services that we believe may be valuable to our audience.


Third-Party Services

This website may utilize third-party platforms to operate and deliver programs, including but not limited to:

Podia – course hosting and digital delivery
Stripe – payment processing
• Email marketing providers
• Analytics services

These services operate under their own privacy policies and terms.


Limitation of Liability

By using this website and participating in any courses, programs, or coaching services, you agree that Martha Bowers shall not be held liable for any direct or indirect damages resulting from the use of this website or its services.

You accept full responsibility for your decisions and actions.


Right to Refuse Service

We reserve the right to refuse service, cancel participation, or terminate access to programs if a participant violates these terms or engages in behavior that disrupts the learning environment.


Force Majeure

We are not responsible for delays or failure to perform services due to circumstances beyond our reasonable control, including but not limited to natural disasters, technical outages, illness, government restrictions, or other unforeseen events.


Changes to These Terms

These Terms of Use, Refund Policy, and Disclaimer may be updated periodically.

Continued use of this website after updates are posted constitutes acceptance of those changes.


Contact Information

If you have questions regarding these policies, please contact:

Martha Bowers
Website: https://www.marthabowers.com
Email: martha@marthabowers.com
Phone: 714-470-3541


The information provided through this website and its programs is for educational purposes only and is not intended as medical or psychological advice.